Our Services and Products
We help you explore options like auto, home, renters, business, and life insurance—along with financial services—to protect what matters most.
Our Services and Products
We help you explore options like auto, home, renters, business, and life insurance—along with financial services—to protect what matters most.
Home Insurance
Your home is more than just a building—it’s where life happens. Miryam can help you understand your homeowners insurance options and find coverage designed to protect your home, belongings, and financial well-being.
Every home and household is different, which is why your coverage should reflect your individual needs. Miryam will walk you through the available options, answer your questions, and help you feel confident in the protection you choose.
- Dwelling Coverage – Helps protect the structure of your home from covered events such as fire, wind, lightning, and vandalism.
- Personal Property Coverage – Helps protect belongings such as furniture, electronics, appliances, and other personal possessions.
- Liability Coverage – Helps provide protection if you’re financially responsible for certain injuries or property damage.
- Guaranteed Replacement Cost – Available coverage that may help cover the full cost of rebuilding your home after a covered loss.
- Water Backup & Sump Overflow – Optional protection for certain types of water damage caused by backups or sump overflows.
- Cyber & Identity Protection – Additional coverage and services designed to help with certain identity theft and cyber-related risks.
Auto Insurance
Your vehicle is part of your everyday life, and your insurance should reflect how you use it and what you want to protect. Miryam can help you understand your options and build auto coverage that makes sense for your vehicle, your lifestyle, and your budget.
From everyday protection to added coverage for the unexpected, Miryam will walk you through the choices available so you can feel confident about what your policy includes.
- Liability Coverage – Helps cover injuries or property damage if you’re responsible for an accident.
- Collision Coverage – Helps pay to repair or replace your vehicle after a covered collision.
- Comprehensive Coverage – Protection for losses such as theft, vandalism, fire, hail, and certain other non-collision events.
- Towing & Roadside Service – Added help when your vehicle is disabled.
- Rental Car Reimbursement – Helps cover the cost of a rental vehicle while yours is being repaired.
- Customized Equipment Coverage – Additional protection for eligible aftermarket equipment and upgrades.
Life Insurance
Life insurance can help provide financial support for the people who depend on you. Miryam can help you evaluate your needs, understand your options, and choose coverage that aligns with your family, financial responsibilities, and long-term goals.
Whether you’re planning for your family’s future, protecting a mortgage, replacing income, or preparing for business needs, Miryam will walk you through the available options and help make the process easier to understand.
- Mortgage Protection – Help provide funds that can be used toward mortgage payments and keeping your family in their home.
- Family & Children – Help provide financial support for everyday expenses, education, and other future needs.
- Income Replacement – Help replace income your loved ones may depend on.
- Business Planning – Life insurance may help address the loss of a key employee or assist with certain business succession needs.
- Term Life Insurance – Coverage designed for a specific period of time, often with lower initial premiums.
- Whole & Universal Life Insurance – Permanent life insurance options that may provide lifelong coverage and additional flexibility.
Renters Insurance
Your landlord’s insurance may protect the building, but it typically doesn’t cover your personal belongings. Renters insurance can help protect the things you own and provide added financial protection when unexpected events happen.
Miryam can help you understand your renters insurance options and choose coverage that fits your belongings, lifestyle, and budget. With straightforward guidance, you can feel confident knowing you have protection in place for what matters to you.
- Personal Belongings – Helps protect items such as furniture, electronics, clothing, and other possessions after a covered loss.
- Fire & Smoke Damage – Coverage may help replace belongings damaged by a covered fire or smoke event.
- Theft & Vandalism – Helps protect your personal property if it is stolen or damaged by certain covered events.
- Personal Liability – May help protect you financially if you’re responsible for certain injuries or property damage.
- Additional Living Expenses – May help with temporary housing and other expenses if a covered loss makes your rental uninhabitable.
- Affordable Protection – Renters insurance can provide valuable coverage for your belongings at a relatively affordable cost.
Business Insurance
Every business faces different risks, and the right insurance coverage should reflect how yours operates. As a small business owner herself, Miryam understands the importance of protecting what you’ve worked hard to build and can help you explore coverage based on your unique needs.
Whether you’re protecting your property, employees, vehicles, or day-to-day operations, Miryam can help make your options easier to understand and build a business insurance strategy that gives you greater confidence moving forward.
- Commercial Property – Helps protect your building, equipment, inventory, and other business property from certain covered losses.
- General Liability – Helps protect your business from certain claims involving injuries, property damage, and other liabilities.
- Commercial Auto – Coverage designed to help protect vehicles used as part of your business operations.
- Workers’ Compensation – Helps provide benefits for employees who experience qualifying work-related injuries or illnesses.
- Commercial Umbrella – Provides additional liability protection above certain underlying business policies.
- Life Insurance – May help support business continuity, succession planning, and other long-term business needs.
Condo Insurance
Your condo is more than just a place to live—it’s also a major investment filled with belongings that matter to you. Condo insurance can help protect your personal property and provide added financial protection when unexpected events affect your home.
Miryam can help you understand your coverage options, identify available discounts, and choose protection that fits your needs and budget. With personalized guidance, you can feel more confident knowing your condo, belongings, and financial well-being are better protected.
Motorcycle & Recreational Insurance
Whether your adventures take you out on a motorcycle, boat, ATV, travel trailer, motor home, or personal watercraft, the right insurance can help you enjoy the experience with fewer worries. Recreational insurance can provide protection tailored to the unique risks that come with the vehicles and equipment you use for fun.
Miryam can help you explore flexible coverage options, review available discounts, and look for opportunities to save by bundling recreational coverage with other policies such as auto or home insurance. With personalized guidance, you can feel more confident that your coverage fits your lifestyle and the way you enjoy the outdoors.
Umbrella Insurance
You’ve worked hard to build and protect what matters to you. A personal umbrella insurance policy can provide an extra layer of liability protection beyond the limits of your auto or home insurance, helping safeguard your assets and future earnings when additional coverage is needed.
Miryam can help you understand how umbrella insurance works, review your current coverage, and determine whether added protection makes sense for your situation. With personalized guidance, you can choose coverage that gives you greater confidence in your overall insurance plan.
Medicare
Medicare can feel complicated, but understanding your coverage options doesn’t have to be. We’re here to help you compare available plans and find coverage that fits your healthcare needs, preferences, and budget.
We specialize in helping people with Medicare explore options such as Medicare Supplement (Medigap) plans and Medicare Advantage plans. We’ll take the time to understand what matters most to you, explain the differences between your options, and help make the decision-making process easier to understand.